Legal and Technical Information[vc_row_inner inner_container=”true” padding_top=”30px” padding_bottom=”0px” border=”none”][vc_column_inner fade_animation=”in” fade_animation_offset=”45px” width=”1/1″ style=” background-color: rgba(255, 255, 255, 0.80); filter: alpha(opacity=80); border: 1px solid #ffffff; border-radius: 4px; padding-left:20px; padding-right:20px; padding-top:20px; padding-bottom:20px; font-size: 1.13em;”]
Please read these terms and conditions carefully before using Henry Crummy Insurance Ltd trading as Efficient Financial. We reserve the right, at our sole discretion, to change, modify or remove part of this legal notice at any time. These website pages are updated and modified from time to time. Please check periodically for changes.
Please note that any reference to Efficient Financial in this website is deemed to be as a reference to Herry Crummy Insurance Ltd trading as Efficient Financial.
Information contained herein does not constitute an offer or solicitation of investment services or constitute an offer to buy or sell any advice or product from the company or its subsidiaries or associated companies in any jurisdiction in which such jurisdiction or offer is not authorised or which are not available for distribution in the jurisdiction of the reader of this information.
If you are in any doubt as to whether this site can be accessed by you, please do not proceed any further.[/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row inner_container=”true” no_margin=”true” padding_top=”0px” padding_bottom=”0px” border=”none”][vc_column fade_animation=”in” fade_animation_offset=”45px” width=”1/1″]
- Legal & Technical Info
- Data Protection
- Consumer Protection
- Conflict of Interest
- Authorisation Status
The information provided in these pages of the website is of a general nature and is not intended to be exhaustive. It is subject to change and update from time to time. It is made available in good faith and believed to be correct at the time of preparation.
Every time you access web pages of Efficient Financial, and / or its related, affiliated companies make sure you check this page. It is important to note that Efficient Financial does not take any responsibility for the accuracy of the information provided and the use of the information is at the User’s sole risk. Efficient Financial accepts no responsibility for loss occasioned to any User acting or refraining from action as a result of any material in this website.
The information does not provide specific investment advice, as the needs, finances and investment objectives of any particular person, including yours, were not taken into account when preparing the information. The information is not intended to replace professional advice and we recommend you formally engage us before making any investment decision.
We do not accept any responsibility for any action you may take based on the information on this website. Clients of Efficient Financial sign a Letter of Engagement with us prior to the implementation of any advice or purchase of a product. Our duties and responsibilities are clearly set out in this document.